🔍 What is a CLUE Insurance Report?

C.L.U.E. (Comprehensive Loss Underwriting Exchange) is a claims history database generated by LexisNexis enabling insurance companies to access consumer claims information when they are underwriting or rating an insurance policy. The report generally contains up to seven years of personal-auto claims history. Only insurance providers can run a CLUE report.

C.L.U.E. reports are used to underwrite and rate new policies. The report includes policy information such as name, date of birth, policy number, claim information (such as date of loss, type of loss, and amounts paid), and a description of the vehicle covered. The CLUE report will include the driver's license number and vehicle information, such as the vehicle identification number (VIN) and the vehicle's year, make and model.